1. Introduction
Market Genius ("we," "us," or "our") provides a mobile application ("App") offering community features, YouTube tutorials, event listings, live trading insights, and market data (collectively, "Services"). By accessing or using the Market Genius App, you agree to these Terms of Use ("Terms"). If you disagree, discontinue use immediately.
These Terms comply with Indian laws (IT Act, 2000 and Indian Penal Code, 1860).
2. Changes to Terms and Services
We may modify these Terms or Services at any time. Material changes will be notified via in-app alerts. Continued use constitutes acceptance.
Visit this page periodically for updates.
3. Eligibility
You may use our Services only if:
- You are at least 13 years old.
- You are legally permitted to use the App under your jurisdiction.
- You accept these Terms and our Privacy Policy.
4. Using Our Services
Basic Permissions:
To enable chat, tutorials, and live trading, we request access to your device's camera, gallery, and contacts. We do not access this data without your explicit action.
Account Creation:
Provide accurate information (e.g., mobile number) during sign-up. You are responsible for account security.
5. Paid Subscriptions (If Applicable)
Note: Currently, Market Genius is free. Future premium features will be governed by:
- Automatic renewals unless canceled 48 hours before renewal.
- No refunds for partial subscription periods.
- Changes to paid plans will be notified in advance.
6. Privacy Policy
Your data (e.g., mobile number, profile details, usage patterns) is handled as described in our Privacy Policy. Data is stored securely on AWS/Google Cloud servers.
7. User-Generated Content
You retain ownership of content you post (e.g., community chats, trade insights). By posting, you grant us a global, royalty-free license to:
- Display and distribute your content within the App.
- Moderate or remove content violating these Terms.
Prohibited Content:
- False/misleading information, harassment, or illegal material.
- Private third-party data (e.g., phone numbers, financial details).
- Content infringing copyrights/trademarks.
8. Securities Disclaimer
Market Genius is not a financial advisor.
- All market data, live trades, and insights are for informational purposes only.
- You alone bear responsibility for investment decisions.
- We disclaim liability for losses arising from your use of the Services.
9. Restrictions on Use
You agree not to:
- Use the App unlawfully or disrupt its functionality.
- Impersonate others or share private third-party data.
- Post viruses, spam, or manipulative market content.
- Violate securities regulations (e.g., SEBI guidelines).
10. Copyright Infringement
Report violations to info@marketgenius.trade with:
- Proof of ownership.
- Description of infringing content.
- Your contact details and a statement of good faith.
11. Permissions You Grant
- Cookies/Data: We use cookies to personalize ads (opt-out via device settings).
- Data Sharing: Anonymized usage data may be shared with advertisers. Sensitive data requires your consent.
- Content License: You allow us to store, display, and backup your content.
12. Dispute Resolution
- Governing Law: Indian law (Bengaluru jurisdiction).
- Disputes: Resolved through arbitration or Bengaluru courts.
13. Limitation of Liability
We provide Services "as-is". To the fullest legal extent:
- We exclude warranties (e.g., uninterrupted access, error-free functionality).
- We are not liable for indirect, punitive, or consequential damages.
- Maximum liability: Fees paid to us in the past month (if applicable).
14. Indemnification
You will compensate us for losses arising from:
- Your breach of these Terms.
- Your content or misuse of the Services.
- Third-party claims (e.g., copyright infringement).
15. General
- Feedback: Unsolicited ideas become our property without compensation.
- Waiver: Our inaction on breaches doesn't imply consent.
- Contact: Grievances at info@marketgenius.trade.
